Apply for a Credit Union Loan

Want to apply for a Credit Union loan? Here at Dromore Credit Union, we offers fair, flexible loans - a personal service that puts our members first.

Borrowing from Dromore Credit Union

For dream homes and dream holidays. For new cars and new arrivals. For rainy days and everyday expenses. Whatever your reason for needing a credit union loan, here at Dromore Credit Union, we’ve got one to suit you.

Not sure how much you can borrow or what your repayments might be? Try our easy-to-use Loan Calculator to get a quick estimate today.

Apply for a loan

  • At Dromore Credit Union, you're part of something bigger — a community, not a corporation. We’re here for you, not for profit.

    Here's why borrowing with a credit union is the smarter choice:

    • Fair and Reasonable Interest Rates – Our rates are competitive compared to other lenders, with no hidden costs or inflated charges.

    • Reducing Balance Advantage – Your repayments are calculated based on your reducing loan balance, meaning you pay less interest with every payment.

    • Loan Protection Insurance – Your credit union loan is insured (subject to terms and conditions) at no direct cost to you — a benefit that many other lenders charge extra for.

    • No Early Repayment Penalties – You can pay off your credit union loan early, make extra lump sum payments, or increase your regular repayments without facing additional fees.

    • Supporting Your Future – Borrowing from Dromore Credit Union helps secure the future of our credit union for generations of members to come.

    Using our credit union loan calculator makes it easy to plan your repayments — whether you need a loan for a dream holiday or a rainy day with Dromore Credit Union, we’re ready to help you with trusted, local service.

    Whether you’re new to our community and want to join Dromore credit union or you are a long-term member, enquire with us today.

  • A credit union loan from Dromore Credit Union means fair, transparent finance designed with your best interests in mind — not profits.

    • Simple, Honest Terms - No hidden fees or unexpected charges — just straightforward loans you can trust.

    • Owned by You - Every credit union loan is provided from other members savings, helping our community thrive.

    • Fair, Reducing Interest - We charge 1% per month (12.68% APR), and interest reduces as you repay — saving you money.

    • Annual Rebates - We endeavour to give back a portion of the interest paid each year, lowering your loan costs even more.

    Is a credit union loan the right match for you?

    Use our Credit Union Loan Calculator to calculate your monthly repayment plan or get in touch with Dromore Credit Union today!

  • Applying for a loan at Dromore Credit Union is simple.

    Step 1: Complete a quick loan enquiry form.

    Step 2: We will be in touch to have you complete a loan application in-person or over the phone.

    Step 3: We'll assess your application and let you know the outcome.

    Click here to complete a Credit Union Loan Enquiry Form

Repayment Difficulties

  • There may be times when, for genuine reasons or unexpected circumstances, a member finds difficulty maintaining the promised repayments.

    To find out more about our credit control department click here.

Loan Enquiry Form

At Dromore Credit Union, our loans come with fair rates, no hidden fees, and flexible repayment options. Fill out the quick loan enquiry form below to start your credit union loan application today.

Visit Dromore Credit Union office

Want to submit a loan application today?
Call into our office instead, and a member of staff will accommodate you.

Our Location

Address: 32-34 Main St, Dromore, Omagh BT78 3AB
Phone Number: 02882898822
Email: info@dromore.cumail.co.uk

Opening Hours

10:00 am – 12:00 pm
10:00 am – 12:00 pm
10:00 am – 12:00 pm
6.30pm - 8.30pm

Mon:
Tue:
Wed:

Thur:
Fri:
Sat:
Sun:

10:00 am – 12:00 pm
10:00 am – 12:00 pm
10:00 am - 12.45pm
Closed